Kaynakça
Arner, Douglas/Buckley, Ross/Zetzsche, Dirk: “Open Banking, Open Data and Open Finance: Lessons from the European Union”, University of New South Wales Law Research Series Sayı: 69, 2021.
Arner, Douglas/Castellano, Gıulıano/Selga, Eriks: “Financial Data Governance: The Datafication of Finance, the Rise of Open Banking and the End of the Data Centralization Paradigm”. University of Hong Kong Faculty of Law Research Paper, Sayı: 8, 2022.
Article 29 Data Protection Working Party (WG 29); “Guidelines on the right to data portability”, Sayı: 16/EN, 2017, (Kısaltma: WG 29).
Basel Committee on Banking Supervision: “Report on Open Banking and Application Programming Interfaces”, BIS, 2019, (Kısaltma: BCBS, 2019).
Berber, Leyla/Atabey, Ayça: “Open Banking & Banking-as-a-Service (BaaS): A Delicate Turnout for the Banking Sector”, Wolters Kluwer, Global Privacy Law Review, Sayı: 2/1, 2021, s. 59-82.
Sayfa 259
Banks for International Settlements: “API standards for data-sharing (account aggregator)”, 2022, (Kısaltma: BIS, API).
Bourreau, Marc/Krämer, Jan/Buiten, Miriam, “Interoperability in Digital Markets”, CERRE, 2022.
Carletti, Elena/Claessens, Stijn/Fatás, Antonio/Vives, Xavier: The Bank Business Model in the Post-Covid-19 World, The Future of Banking 2, Londra 2020.
CMA: Retail Banking Market Investigation Order, 2017.
Crisanto, Juan/ Ehrentraud, Johannes/ Lawson, Aidan/ Restoy, Fernando, “Big tech regulation: what is going on?”, Banks for İnternational Settlements, FSI Insights on policy implementation Sayı: 36, 2021.
Drexl, Josef: “Data Access and Control in the Era of Connected Devices, Study on Behalf of the European Consumer Organisation” BEUC, 2018.
Ducuing, Charlotte/Margoni, Thomas/Schirru, Luca: “White Paper on the Data Act Proposal”, KU Leuven Centre for IT & IP Law Working Paper Series, 2022, (Kısaltma: Ducuing/Margoni/Schirru).
European Banking Authority: Opinion of the European Banking Authority on its technical advice on the review of Directive (EU) 2015/2366 on payment services in the internal market (PSD2), Sayı: 2022/06, 2022, (Kısaltma: EBA, PSD3).
European Banking Authority: “Q&A, Payment accounts and reference accounts”, Sayı: 2018/4272.
European Banking Authority: “Q&A, Type of accounts accessible through common and secure communication”, No: 2019/4856.
Elfering, Stephanie: “Unlocking the Right to Data Portability: An Analysis of the Interface with the Sui Generis Database Right”, Munich Intellectual Property Law Center Studies Sayı: 38, Almanya 2019.
EUCJ-ING-DiBa Direktbank Austria Niederlassung der ING-DiBa AG – Notion of ‘payment account, (C191/17).
European Commision: “Consultation Document Targeted Consultation on Open Finance Framework And Data Sharing in the Financial Sector”, 2022, (Kısaltma: EU, Open Finance).
Euro Retail Payments Board (ERPB): “Report of the Next Phase of the ERPB Working Group on a Single Euro Payments Area (SEPA) Application Programming Interface (API) Access Scheme”, 2021.
European Data Protection Board (EDPB): “Guidelines 06/2020 on the İnterplay of the Second Payment Services Directive And the GDPR”, V.2, 2020.
Sayfa 260
European Supervisory Authority: “Joint European Supervisory Authority response to the European Commission’s February 2021 Call for Advice on digital finance and related issues”, Sayı: 2022/01, 2022.
Expert Group on the European Financial Data Space, “Report On Open Fınance”, 2022, (Kısaltma: Expert Group).
Financial Conduct Authority: “Payment Services and Electronic Money – Our Approach The FCA’s role under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011”, 2021, (Kısaltma: FCA, Handbook).
Financial Conduct Authority: “PERG 15.3 Payment services, Q16. What is a payment account?”, (Kısaltma: FCA, Payment Account).
Financial Conduct Auhorty: “AISP models under PSD2”, (Kısaltma: FCA, TSP).
Financial Stability Board, “Financial Stability Implications from FinTech”, 2017.
Fingleton Associates /Open Data Institute: “Data Sharing and Open Data for Banks A report for HM Treasury and Cabinet Office”, 2014.
Fintech İstanbul/Bankalararası Kart Merkezi (BKM):“Dünyada ve Türkiye’de Açık Bankacılık: Bankacılığın Geleceği”, İstanbul 2019.
Furman Jason, “Unlocking digital competition Report of the Digital Competition Expert Panel”, 2019.
Gimigliano Gabriella: “The Lights and Shadows of The EU Law on Payment Transacations” Gimigliano, Gabriella (Haz.), Money, Payment Systems and the European Union: The Regulatory Challenges of Governance, Cambrige Scolar Publising, 2016, s.25-39.
Gimigliano, Gabriella/Beroš, Marta: Introduction to the Payment Servıces Directive II: A Commentary, s. 2-5, (Haz.) Gimigliano, Gabriella/Beroš, Marta, The Payment Services Directive II ,Edward Elgar Publishing, 2021.
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