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Causation in Turkish and English Insurance Laws: Approaches By Courts and Challenges
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Introduction
s. 1
1. Causation Tests Applicable in Turkish and English Insurance Laws
s. 4
1.1. Turkish Insurance Law
s. 4
1.2. Relevance of English Insurance Contract Law Principles
s. 5
1.3. English Insurance Law
s. 7
1.3.1. Evolution of Causation Tests
s. 7
1.3.2. Ousting the Proximate Cause Rule
s. 9
2. Inter-relationship between Insurance Law Causation and Tort Law Causation Rules
s. 10
3. Case Law Analysis on Causation: Exemplary Decisions from Turkey and England
s. 11
3.1. Interpretation of the Policy and Single Cause Cases
s. 11
3.1.1. Recent Examples from English Law
s. 11
3.1.2. Turkish Law: Policy Definitions and Settled Case Law on Losses Caused by “Intoxication” and “Excess of Load Limit”
s. 14
3.2. Cases on Concurrent Causation in Turkish and English Insurance Laws
s. 17
3.2.1. Concurrent Interdependent Causes under English Insurance Law
s. 17
i. Where Loss is caused by One Insured and One Excluded Risk
s. 17
ii. Where Loss is caused by One Insured and One Uninsured Risk
s. 20
3.2.2. Concurrent Independent Causes under English Insurance Law
s. 20
3.2.3. Concurrent Causation under Turkish Insurance Law
s. 22
i. Where Loss is Caused by One Insured and One Excluded Risk
s. 23
ii. Where Loss is Caused by One Insured and One Uninsured Risk
s. 26
Conclusion
s. 27
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