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While the conceptual delineation of Fintech remains somewhat elusive within the scholarly…
Conversely, scholars such as (Aksoy & Bilgel, 2019), elucidating the concept through…
In the literature, the elements of innovation and technology are predominantly emphasized…
There are several reasons for the preference for fintech applications that arise…
• Low transaction costs as a result of digitalization and thus financial services…
• Shrinking scope of conventional banking activities due to the impact of the global…
• Financial services offered through mobile or web browser-based applications reduce…
• In a low interest rate environment, businesses that provide faster and more favorable…
Another crucial distinguishing characteristic of Fintech enterprises operating within…
The operational underpinnings of Fintech enterprises hinge significantly upon their…
Within the literature, there are many attempts to define Fintech by many authors…
Dorfleitner et al., (2019)on the other hand, places the technological infrastructure…
Financial Stability Board, on the other hand, emphasizes the innovation aspect of…
Merello et al. (2022) on the other hand, prefers a conceptualization based on the…
Contrary to this approach, Vasiljeva & Lukanova (2016) does not see the concept of…
M. A. Chen et al. (2019), finally, states that the most fundamental characteristic…
Ryu (2018) argues that Fintech is a data management-based phenomenon and defines…
The concept of Fintech, to be comprehensively explored in the literature review section…
